Get your options

$100 to $5,000 · as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to ask

256-bit SSL/TLS on every request Soft inquiry, asking won’t affect your score A free referral service, not a lender
The silver way

Something broke and payday is days off?

Ask once for $100 to $5,000. Lenders decide and show you their terms.

Layers of help, laid out clearly.

Check your options
How it works

Three mile markers, start to finish

No branch visits, no stack of paperwork. One short form moves your request the whole distance.

1

Set your figure

Choose any amount from $100 to $5,000 and answer a handful of plain questions. Most people finish in a couple of minutes.

2

We carry it forward

Your request travels, encrypted, to a network of lenders and lending partners, and each one reviews it on its own terms.

3

Read the offer, take your time

If a lender extends an offer, its rates, terms, and timing are laid out for you. Accept it, or simply close the tab, either is fine.

Sound familiar?

Some weeks just run long

Rent clears three days before the paycheck does.
The car picked this week to need a new battery.
One copay you didn’t see coming.
The card is carrying more of the groceries than usual.
Hours got cut right when the bills didn’t.
A deposit on the new place, due before the old one refunds.

If a week like that has found you, asking costs nothing, and whatever a lender comes back with, the decision to accept is entirely yours.

Why the silver way

A calmer way to ask

We’re not a lender and don’t pretend to be one. Our job is to make the asking part simple, private, and honest.

Encrypted end to end

256-bit SSL/TLS guards your request from your screen to the lending network. Nothing is shared beyond the parties reviewing it.

Free means free

No fee to send a request, no charge for an offer, no bill later. Our network pays us, you never will.

Plain-dealing, always

We won’t promise approval, no honest service can. What we do promise: a short form, a clear path, and your right to say no.

Straight answers

What people ask before they ask

No, AgateMark is a free referral service. We carry your request to a network of lenders and lending partners; any offer, rate, or term comes from the lender, never from us.

Anywhere from $100 to $5,000. Pick the figure that fits your situation, each lender then decides independently whether it can make an offer, and for how much.

Nothing. There’s no fee to send a request and no charge if you receive an offer. Our lending network pays us, you never do, and you can step away at any point before accepting.

If a lender approves your request and you accept its offer, funds are often deposited as soon as the next business day, though timing is set by the lender and is never guaranteed.

Your details travel over a 256-bit SSL/TLS encrypted connection from the moment you press send, and we pass them only to the lending network that reviews your request.

The road’s open.

A couple of minutes, an amount between $100 and $5,000, and one request carried to lenders who can answer. Free, private, no strings attached.

Start My Request

Questions people ask before they start

Who actually makes the loan?

A lender in our network does, not us. AgateMark is not a lender, broker or agent of any lender; we only connect your request.

What is the range I can ask for?

Requests generally run from $100 to $5,000. Not every lender offers the top of the range, and the amount you are offered depends on the lender, your state and your situation.

Does sending a request affect my credit?

Checking your options does not affect your credit score. A lender may run its own credit check as part of considering your request.

How long until I could have the money?

Often by the next business day if you are approved and accept an offer. Some lenders and banks take longer.

What information do I need to have ready?

Basic details about you, your income and your checking account. Applicants must be 18+ and US residents in a participating state.

What does it cost to use AgateMark?

AgateMark costs you nothing. If a lender makes you an offer, review its rates and fees carefully before you accept.